Installment Loans Explained in 5 Simple Steps
1. Complete your application
You can complete your loan application 100% online. When applying, you will need to provide a valid ID, income & bank account information.
2. Receive a lending decision
After submitting your application, we will provide you with a lending decision.
3. Decide how much you want to borrow, up to your approved amount
If approved, you will be provided with a funding limit. Take out as much as you like up to that limit.
4. Receive your money
Have your money direct deposited into your checking account.
5. Make payments
Make regular payments over time, with the option to pay off your loan early.
How Much Will My Installment Loan Cost?
| Loan amount: | $1,000.00 | $800.00 | $600.00 |
|
Amounts Due for Monthly Payments 1-24* |
$123.79 | $99.03 | $74.27 |
| Term | 24 Months | 24 Months | 24 Months |
| APR** | 138.16% | 138.16% | 138.16% |
*Payment schedule for illustrative purposes. Final payment may vary slightly.
**APR is based on example loan terms of 24 installments due over 24 months. The table above is specific for the state of Missouri. See our Rates and Terms page to find other examples.
