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Online Loans FAQs

Online loan applications can be a bit confusing. Avío Credit has answers to many of your frequently asked questions regarding our 100% online loan process.

The Essentials

A: Not long at all! The online loan application process should just take a few short minutes as long as you are 18 years of age or older and have the following information handy:

Checking Account

Valid Identification

Income Information

A: Once you have submitted your personal loan application, you’ll receive an instant lending decision! In some cases we may need additional information from you in order to provide a lending decision, but we will let you know right away.
A: Avío Credit’s online application is encrypted for your security so you can feel comfortable providing your personal information online.
A: Your time is valuable, but when a cash emergency strikes, we know time is of the essence! Avío Credit sends the money to your bank as quickly as possible. You will typically have your funds in your bank account by the next business day. Keep in mind that the time of day your money shows up in your checking account is typically something that your bank controls.
A: At Avío Credit, we require a minimum monthly income of $1,000.
A: When applying for credit, your credit score is one of many factors lenders consider when making a lending decision. Another factor is your income. Don’t be discouraged by a low credit score, there could be light at the end of the tunnel for you! Apply today, and while we can’t guarantee you’ll be approved for a loan, we can guarantee we provide you with a lending decision as fast as possible.
A: You’ll need to have an active checking account in order to complete our online loan application for an installment loan or line of credit loan.
A: We’re excited to share that our mobile app is coming soon! With our simple-to-use mobile app, you’ll be able to conveniently access and manage your online loan account anywhere, any time!