Rates and Terms for Idaho Line of Credit Loans

Advance Amount:

$1,000

$1,500

$2,500

Total Days with Balance:

Total Finance Charge:

*Assuming all payments are made as scheduled

$91.67

$137.51

$229.18

Minimum Prin Reduction:

$25.00

$37.50

$62.50

Minimum Payment Due*:

$116.67

$175.01

$291.68

Pay in Full Amount:

$1,091.67

$1,637.50

$2,729.17

Annual Fee:

None

Cash Advance Fee:

None

Late Fee:

None

APR**:

239%

*Monthly payments include a principal reduction payment calculated at 5% of outstanding principal balance with a minimum $25 and maximum $100 per scheduled payment;
Bi-weekly payments include a principal reduction payment calculated at 2.5% of the outstanding principal balance with a minimum $12.50 and maximum $50.00 per scheduled payment.

**Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate.

Advance Amount:

$1,000

$1,500

$2,500

Total Days with Balance:

Total Finance Charge:

*Assuming all payments are made as scheduled

$196.44

$294.66

$491.10

Minimum Prin Reduction:

$50.00

$75.00

$125.00

Minimum Payment Due:

$246.44

$369.66

$616.10

Pay in Full Amount:

$1,196.43

$1,794.65

$2,991.09

Annual Fee:

None

Cash Advance Fee:

None

Late Fee:

None

APR**:

239%

**Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate.

Idaho Line of Credit Rates and Terms